The total stablecoin market value has nearly reached $200 billion—a milestone that signals digital dollars have moved from crypto experiment to financial infrastructure.
Source: DefiLlama
Stablecoins started as crypto trading tools. They’ve evolved into something far more significant: programmable dollars that move 24/7, settle instantly, and operate globally without traditional banking infrastructure.
At this scale, stablecoins represent genuine financial infrastructure. They’re used for remittances, cross-border payments, DeFi collateral, and increasingly for everyday commerce in countries with unstable currencies. The network effects are compounding.
The Regulatory Moment
Scale brings scrutiny. Regulators globally are developing stablecoin frameworks. The companies that navigate regulation successfully—Tether, Circle, and emerging bank-backed offerings—will likely consolidate the market.
For traditional finance, $200B in stablecoins represents both threat and opportunity. Threat: disintermediation of payment rails. Opportunity: infrastructure for tokenized finance that banks can participate in.
Gennaro is the creator of FourWeekMBA, which reached about four million business people, comprising C-level executives, investors, analysts, product managers, and aspiring digital entrepreneurs in 2022 alone | He is also Director of Sales for a high-tech scaleup in the AI Industry | In 2012, Gennaro earned an International MBA with emphasis on Corporate Finance and Business Strategy.
